Dharmadam Co-Operative Bank has introduced agricultural Gold loans for farmers belonging to all categories. These loans too are provided at very low interest rates on pledging gold ornaments. The Bank believes that the farmers need all the financial support to achieve some kind of self-sufficiency, hence have introduced the Agricultural Gold loan. Farmers are offered these loans whenever they are in need and since the interest rates are low, they would be able to meet their requirements without much of a difficulty and will feel comfortable even while paying back.
Persons having membership in the Bank, engaged in trade, commerce and business, Professionals, Self-employed, Prop. Firms, partnership firms, individuals with high networth, salaried people, agriculturists etc
Submit application with necessary documents. After verification the Branch will submit the application to HO with their recommendation. After getting legal opinion HO will sanction the loan and issue orders.