Personal Loan

When it comes to raising money for a number of miscellaneous activities like a child's education, a wedding or even a vacation abroad, many people find it difficult to raise the money to meet such needs. The Dharmadam Co-Operative Bank offers personal loans to comfortably meet all these requirements. The Dharmadam Co-Operative Bank offers instant personal loans at special interest rates to meet quick cash needs and can be re-paid in comfortable installments. The loans are issued against personal guarantee or guarantee of other persons. The personal loan can also be issued at low interest rates on the basis of the salary recovery certificate.


Persons having membership in the Bank, engaged in trade, commerce and business, Professionals, Self-employed, Prop. Firms, partnership firms, individuals with high networth, salaried people, agriculturists etc


Submit application with necessary documents. After verification the Branch will submit the application to HO with their recommendation. After getting legal opinion HO will sanction the loan and issue orders.